Scholarships, Grants & Loans

Institutional Scholarships and Grants

Bay State College offers need based scholarships to students enrolled in the Day Division.  All awards are based on financial need and program. To be considered for need based scholarships, complete your FAFSA online at

Institutional Scholarships are disbursed on the 60th day of the fall and spring semesters, unless otherwise noted. Prior to disbursement, amounts are adjusted to reflect the current enrollment status. If a student's account is past due or the GPA is below the minimum requirement, the awards are forfeited. Awards are prorated for less than full time enrollment. Additionally, these scholarships are renewable every year as long as the student is in good academic standing.

Federal grants, scholarships and loans are generally disbursed to student accounts approximately 2 weeks following the add/drop period each semester. First time borrowers are subject to a 30 day waiting period for federal loans. Any eligible credit balances are processed within 14 days.

Funds are limited, so be sure to complete your Admission application, and your FAFSA early!

Federal and State Grants, Scholarships, Loans and Work Study Programs

There are many federal and state grants and scholarships available to prospective students. Specific information and the application process may be obtained at the Office of Financial Aid.  Completion of the Free Application for Federal Student Aid (FAFSA), is required annually for consideration of most federal and state financial aid programs.

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant
  • Federal Work Study Program
  • Massachusetts State Scholarship Program
  • Direct Federal Stafford Loan*
  • Direct Federal Plus Loan

Students attending an approved study abroad program are eligible for the same aid they receive when studying at BSC. The only exception is the Room Grant which is provided to students who reside on campus at BSC. Although we do not offer Study Abroad specific assistance, we may be able to increase your loan eligibility for travel expenses.

*Direct Federal Stafford Loan amounts vary by Grade Level and Student Need.  Grade levels are determined by earned credits, including accepted transfer credits.  Up to 12 remedial credits count towards grade level progression.

Grade Level 1     0-23 credits earned

Grade Level 2     24-47 credits earned

Grade Level 3     48 credits earned and above 

Institutional scholarships are prorated for less than full time enrollment up to 9 credits

Federal loans require a student to be enrolled in 6 or more credits.