Health Insurance

Bay State College is pleased to announce that for the 2020-2021 Academic Year we have teamed up with Blue Cross Blue Shield of Massachusetts (BCBS) and University Health Plans (UHP) to provide health insurance coverage for our students.

2020-2021 Annual Waiver Or Enrollment Requests will be accepted from August 21, 2020 - October 1, 2020

Bay State College's insurance coverage is provided by Blue Cross Blue Shield (BCBS) with University Health Plans (UHP) offering administrative support for the enrollment and waiver forms, and customer service for general insurance questions. For more information about the Insurance Plan, please visit our Summary of Benefits.

The Bay State College Health Insurance Plan includes a strong nationwide Preferred Provider Organization (PPO) network of providers. Highlights of the Student Health Insurance Plan include a $250 deductible, $20 office visit copay, $150 ER copay, and 100% coverage for preventative care and hospitalizations. Additional details about the Summary of Benefits and Coverage can be found here

The Commonwealth of Massachusetts requires that any degree-seeking student enrolled ¾ time (9 credit hours or more per semester) be covered by a comprehensive health insurance program. To enroll in Bay State College's Student Health Insurance Plan, please submit the Health Insurance Enrollment Form

  • Premium for the full Policy Year is $4,582 and is in effect from September 1, 2020 - August 31, 2021
  • Premium for the Spring Only plan is $3,247 from of January 14, 2021 - August 31, 2021
  • Premium for the Summer Only Plan is $1,530 from May 22, 2021 - August 31, 2021

If students are enrolled in a health care plan or are covered by a parent/spouse's health care plan, they may be eligible for a waiver by submitting the Health Insurance Waiver Form. Be sure to have your insurance card available before completing the waiver form. Please save or print the confirmation for your records.

International Students: to determine if you are qualified to submit a waiver, please click here.

If you do NOT submit a waiver by October 1, 2020, you will remain enrolled in the plan and a charge of $4,582 will be applied to your Bay State College account. No refunds will be permitted after the deadline.

Should you have any questions regarding the plan, please contact us at studentaccounts@baystate.edu.