Scholarships, Grants & Loans

Institutional Scholarships and Grants

Bay State College offers merit based scholarships to students enrolled in the Day Division.  All awards, with the exception of the Bay State Excellence Award are based on academic performance, and decisions are made without regard to financial need. There is no separate application for these awards, as merit scholarships are awarded at the time of admission.

Institutional Scholarships are disbursed on the 60th day of the fall and spring semesters, unless otherwise noted. Prior to disbursement, amounts are adjusted to reflect the current enrollment status. If a student's account is past due or the GPA is below the minimum requirement, the awards are forfeited. Awards are prorated for less than full time enrollment. Additionally, these scholarships are renewable every year as long as the student is in good academic standing.

Federal grants, scholarships and loans are generally disbursed to student accounts approximately 2 weeks following the add/drop period each semester. First time borrowers are subject to a 30 day waiting period for federal loans. Any eligible credit balances are processed with in 14 days.

Funds are limited, so be sure to complete your Admission application early!

  • Merit scholarships will not be changed based on an adjusted GPA after an admission decision has been made.
  • A non-refundable $100.00 tuition deposit is required by May 1st deposit deadline to remain eligible.

Award Name


Annual Award Amount

Presidential Scholarship

      ·       High school GPA of 3.5-4.0


Deans Scholarship

      ·       High school GPA of 2.7-3.49


Honors Scholarship

      ·       High school GPA of 2.30-2.69


Academic Achievement Scholarship

      ·       Students who have between a GPA of 2.0 and a 2.29


College Merit Scholarship

      ·      Awarded to students who have been conditionally accepted with GPA under 1.99.



Bay State Scholarship

      ·       Awarded to current Bay State College students who started with the college prior to the fall 2016 semester.

$2,000.00 to $6,000.00

Federal and State Grants, Scholarships, Loans and Work Study Programs

There are many federal and state grants and scholarships available to prospective students. Specific information and the application process may be obtained at the Office of Financial Aid.  Completion of the Free Application for Federal Student Aid (FAFSA), is required annually for consideration of most federal and state financial aid programs.

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant
  • Federal Work Study Program
  • Massachusetts State Scholarship Program
  • Federal Perkins Loan
  • Direct Federal Stafford Loan*
  • Direct Federal Plus Loan

Students attending an approved study abroad program are eligible for the same aid they receive when studying at BSC. The only exception is the Room Grant which is provided to students who reside on campus at BSC. Although we do not offer Study Abroad specific assistance, we may be able to increase your loan eligibility for travel expenses.

*Direct Federal Stafford Loan amounts vary by Grade Level and Student Need.  Grade levels are determined by earned credits, including accepted transfer credits.  Up to 12 remedial credits count towards grade level progression.

Grade Level 1     0-23 credits earned

Grade Level 2     24-47 credits earned

Grade Level 3     48 credits earned and above 

Institutional merit scholarships, with the exception of the College Merit and Academic Achievement are prorated for less than full time enrollment up to 9 credits

College Merit and Academic Achievement scholarships are prorated for less than full time enrollment up to 3 credits.

Federal loans require a student to be enrolled in 6 or more credits.